Privacy Policy
We take our ethical responsibilities and your privacy seriously. This Privacy Policy discloses how we collect, protect, use and share information gathered about you on our website. If you use this site you explicitly agree to the terms and conditions of the Privacy Policy in effect at the time of your use. We hope that this disclosure will help increase your confidence in our website and enhance your experience on the internet. Therefore, in compliance with industry standards and regulations enforced typically by the Federal and State Governments, we abide the following privacy policy.
Browsing
This website does not collect personally identifiable information from your computer when you browse this website and request pages from our servers. This means that, unless you voluntarily and knowingly provide us with personally identifiable information, we will not know your name, your email address or any other personally identifiable information.
Information We Collect and Its Uses
We collect your information if you decide to purchase one of our products or retain our services, participate in our affiliate marketing program, subscribe to our newsletter, complete an application form or transact business with us. We need to collect personally identifiable information from you to execute the requested transaction, provide you a particular service, and/or to further enhance your account. At anytime, we may ask you to voluntarily supply us with additional information additional information needed. We will ask you for information such as, but not limited to: name, current address and/or billing address, your email address and telephone number. We may use your email address to send a confirmation and, if necessary, we might use the other information to contact you for help in processing.
In addition, when you provide contact details for transaction requests such as scheduling an appointment or requesting a proposal, we will use the contact information to keep you updated about future offers or promotions unless you opt-out by notifying us.
We use the information we collect about you to,
- enroll customers who desire our services
- open customer files and establish their accounts
- provide customer service
- provide opportunities for our affiliates and other companies to inform you about the products or services they offer that may interest you
Disclosure of Information to Third Parties
We may disclose a customer’s personally identifiable information in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. We reserve the right to sell or transfer your personal information to third parties for any purpose in our sole discretion. We prohibit the sale or transfer of personal information to non-affiliated entities for their use without giving you the opportunity to opt-out (See opt- Out below) We may share your personally identifiable information with affiliated companies that are directly or indirectly controlled by, or under common control of “OUR COMPANY”. We may send personally identifiable information about you to non-affiliated companies that are not directly or indirectly controlled by, or under command control of, “OUR COMPANY”. The personal information collected on this site and by third parties will be use to operate the site and to provide the services or product or carry out the transactions you have requested or authorized. We may change or broaden the use of your personal information at any time.
Choice/Opt-Out
We provide you the opportunity to “Opt-Out” of having your personally identifiable information used for certain purposes, when we ask for this information. If you do not wish to have your personal information collected by any third party that is not our agent/service provider, pleas our customer service department to actively opt-out of have your personal information shared. Customer Service Information:
CCR
CCR PO BOX 428 Boynton Beach, FL 33425
Service Providers
We may use other third parties to provide certain clerical and information processing and shipping services on our site. When you sign up for our services, we will share only as much information as is necessary for the provision of those services. These third parties are prohibited from using your personally identifiable information for any other purpose. The security of your personal information is extremely important to us. We employ generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.
Co-branded sites
We may be co-branded with “partners and affiliates”. These business to business relationships are helpful to us and to you as they afford all concerned with greater product and service opportunities. We always provide opt-out opportunities regarding the sharing of your information with such partners and affiliates. Please notes the sites linked to our site are governed by their own privacy policies which may or may not reach the standards set by our company.
Customer Service
If you send us correspondence, including emails and faxes, we may retain such information in your customer file. Information you give us over the telephone may be noted in your file. We may also keep copies of any correspondence sent to you. We retain these records in order to provide the products and services you have requested and to measure and improve our customer service. We may, over time, delete these records as permitted by law. Phone calls may be recorded or monitored for customer satisfaction purposes. Based upon the personally identifiable information you provide we may communicate with you to provide the services you request, and to manage your account. We may communicate via email or telephone, in accordance with your wishes.
Contact Us
If you have any questions, comments, complaints or suggestions regarding our privacy policy or our website, please write us at:
CCR
CCR PO BOX 428 Boynton Beach, FL 33425
Possible Benefits of a Debt Consolidation Program
- Alternative to Bankruptcy
- Lower interest rates
- Pay off debt
- May be able to reduce or stop late charges
- May be able to reduce or stop harassing phone calls
- No hidden fees
- No minimum financial requirements
- Work within your budget to create an affordable monthly payment
- No waiting period to get started
- Prompt personalized professional services
- Accept people with damaged, good or excellent credit
Credit Counseling Company Benefits
- Non-profit, licensed, bonded, insured credit counseling and debt management professionals authorized to provide debt management services
- In-house attorney-managed compliance department that ensures compliance with all federal, state and local regulations
- ISO 9001 accredited service provider
- Low Credit Counselor-to-client ratio assuring personal attention to client issues
- One of the highest client retention rates in the industry
- Dedicated to provide counseling services and financial education programs to individuals and families from all walks of life